Thursday, 7 February 2019

2018年度总结

-18.29%

2018年来个大亏损,整体组合都大掉,简直是没眼看。
其实年头就不看好股市了,所以2018年减持了RM10,000的股票,
用来偿还房屋贷款,因为利息一直提升,投资的公司里,
有较高股息的公司前景也不太好,所以干脆用来偿还贷款。
目前的房屋贷款利息高达5.35%,所以投资如果无法高过此利息,
都不会有吸引力,而且风险还会大增。

所幸的是今年的股息还是有所成长的,成长率高达5.4%,
看来公司还是稳定的,只是市场确实是不行 。

四大主力分别为:
ARREIT, BJTOTO, SHL, WELLCAL 占了投资组合的85%
 其它的就无关痛痒了。

2019年如果不出现金融风暴,赚钱应该是没问题的,只是这组合要大赚的话,
难度太高了,估计赚幅不会超过10%,最重要是股息要继续成长才是王道,
毕竟没有投入新资金一段日子了,股市开始对我来说变成提款机了,
希望2019年可以再提赚幅出来,大家一起相信新政府的改革会给股市带来正面回报,
等个三年!!! 越赚越多~

祝大家
新年快乐
身体健康
财源广进
一本万利

 

Friday, 30 November 2018

2018年11月总结

-16%

今年面临的亏损是庞大的,主要的投资股价都在往下的。。。
目前三大主力:

ARREIT-业绩今年是持平的,股价是往下的
BJTOTO-业绩是稍微上升的,股价也是向下的
WELLCAL-业绩掉的,股价同步掉的

看来这一年,业绩是靠边站的,投资者情绪才是王道。。。
唯有继续守着公司,期待股价同步恢复。

Tuesday, 13 November 2018

神灯

最近股市都一直往南走,
搞得各路投资者人心惶惶,
纷纷找各路神仙求一条明路~

股市不可怕,
人心才可怕,
不清楚你投资的公司,
每天靠着你的明灯给你指路,
相信还是能平安送你到“荷兰”的。。。

投资不可怕,
无知才可怕,
专心研究企业,
 永远都好过靠“神灯”。


“神灯”的图片搜索结果

Saturday, 10 November 2018

久违了

久违了大家~
终于寻回了我的户口,又可以继续写博文,
已经有1年半没更新了,
又会继续和大家分享我的投资。

目前状况是已经成为有屋之人,
可动用于股票投资的钱变少了,
不过也是自己的选择,
选择从股市里抽出部分资本用于自住的房子,
毕竟现在的房屋贷款利息高,
股市的表现也不是很理想,
所以选择减少房贷利息是我这两年在做的事情。

话说我的房贷高达5.35%年利息,一年多里涨了1%,
投资银行股是可行的,因为银行是用来抢的。。。

Sunday, 7 May 2017

2017年4月总结

+4.7%

本月表现原本都是不错的,只是最后一天WELLCAL大调整,
整体表现反而向下了,比上月减少了0.65%
四月我卖了持股很少的MAYBANK,ESCERAM和KIPREIT,
加码了WELLCAL,让WELLCAL成为了组合的老大,
相隔很久后WELLCAL再次成为了我的主力。

目前三大持股为WELLCAL, ARREIT, SHL.
持股比例高达99%,接下来的策略应该还会减持持股很少的公司。
每次收到这些公司的信件特别烦,投资太分散了,
赚了也看不到钱。

如今也正式踏入“失业人士”行业,一堆债务加开销,
生活:没那么简单~


Sunday, 2 April 2017

2017年3月总结

+5.35%

最近特别忙碌,没有时间更新部落,
自己好像在股市越来越没有心了。
由于手头紧,最近开始从股市套利,
2,3月已经减持HEKTAR,也套利完DIALOG。

三大持股依旧包持
ARREIT,WELLCAL和SHL.
新加坡经济越来越差,
我的公司也开始在缩小规模,
过多一个月我就是失业人士了,
不管怎样,日子还是要继续过,
期待明天会更好,沉重的负担,不是搞笑的。。。

Thursday, 9 February 2017

PAYPAL暂停付款CLIXSENCE

今天从clixsence通知,PAYPAL将停止付款CLIXSENCE.
理由竟然是生意模式不符合条例?
看来PAYPAL牛了,随意就能定人生死,

新马一带如果不能用PAYPAL付款,基本上这个网赚模式就没用了,
应为其它付款方式基本上在新马一带都不流行。
每月想赚取少许美金的机会又少了一项,
继续跟进,希望还有转机。
但愿一样有加入的你,等待有明确消息才继续使用,
不然就是浪费了你的时间。

clixsense相关信息:

Members, this announcement comes with a very heavy heart. On Monday February 6th Paypal placed a hold on our account. They advised me that due to new policy changes the ClixSense business model was now in violation of their user agreement and we would have to stop processing all payments (in and payments out).
We attribute this change to the large amount of fly by night PTC, HYIPs, traffic exchanges etc that have made this industry look bad for those that actually run a legitimate business.

I have had several conference calls with Paypal over the last few days trying to convince them that we've posed no risk for the last 7 years since we've introduced them, and even our account rep agrees, but in their eyes it did not matter. On Tuesday afternoon I was told I would get a definitive answer either last night or this morning if we would be able to continue with them for at least mass pay cashouts. I received the call this morning that they are not allowing us to process with them any more. If you haven't noticed, the option to pay by Paypal has been removed from the site.

While this is definitely a set back, it certainly does not mean you will not get paid. I highly suggest that if you are currently using Paypal to switch to Payoneer. They can send your funds directly to your bank account or to their debit card. We also suggest you try Tango Card or Paytoo as they have many different options for you too.

I have a call later today with Skrill to try and get this account setup ASAP and I am doing everything I can to bring Payza back as well.

We know this is a major inconvenience but as the old saying goes, what doesn't kill you will only make you stronger. ClixSense will continue to move forward and we will do our best to provide you with the great service that you've come to know.

Thank you
Jim Grago